986 Nelson Bay Road

Fern Bay NSW 2295

Set on a generous 1005m parcel overlooking the tranquil expanse of the Hunter River, this truly unique Fern Bay residence presents an exceptional opportunity for investors, multi-generational families, or those seeking flexible dual-living potential in a tightly held coastal pocket.Currently configured as two self-contained residences under one roofline, the property has a long-standing history as a successful dual-income investment, while also offering the rare ability to be transformed into one substantial family home.Unit 1 delivers a modern, light-filled layout featuring open plan living, dining and kitchen zones enhanced by high ceilings and ceiling fans throughout. Two well-appointed bedrooms include built-in wardrobes to the main, serviced by a central bathroom. Flowing seamlessly from the living area is a brand new rear deck, perfectly positioned to capture elevated outlooks over the backyard and beyond.Unit 2 is generously proportioned, offering two large bedrooms including a main suite with built-in wardrobes and private ensuite. A spacious living and dining area is complemented by a separate study, ideal for working from home. The kitchen is well appointed with stone benchtops, stainless steel appliances and a dishwasher, all finished with polished timber flooring that adds warmth and character. This side of the home also enjoys its own rear deck, creating another private outdoor retreat.Additional features include a double carport plus a large single garage, providing excellent storage and vehicle accommodation.The lifestyle on offer here is equally impressive. Positioned moments from the fairways of the Newcastle Golf Club, and enjoying beautiful river outlooks, the home is also within easy reach of local primary schooling and childcare facilities-making it ideal for families. Connectivity is outstanding, with quick access to Newcastle Airport, Stockton, and the Newcastle CBD, ensuring convenience without compromising lifestyle.Whether you choose to continue its dual-income legacy, live in one and lease the other, accommodate extended family, or convert it into one expansive coastal home, the possibilities here are as impressive as the setting.A rare offering with space, flexibility and location all working in its favour-this is Fern Bay living at its most versatile.