95 Church St, Cowes is a 3 bedroom, 1 bathroom Unit and was built in 1950. The property has a land size of 488m2 and floor size of 98m2. While the property is not currently for sale or for rent, it was last sold in January 2008.
Positioned in a truly unbeatable location, this original 1950s three-bedroom home presents an exciting opportunity for investors, builders, or renovators to secure a property in one of Cowes' most sought-after pockets.
Set on a generous 488sqm (approx.) corner allotment with two street frontages, the home is perfectly placed just steps from boutique shops, cafs, and restaurants, and only a short walk to the north-facing Cowes foreshore - a safe, sandy beach ideal for families and holidaymakers. With its prime position and high-demand setting, this property is a standout option for those seeking strong investment potential or a project with endless upside.
Retaining its mid-century charm, the home features three well-proportioned bedrooms, a central family bathroom, separate laundry, and a light-filled open-plan kitchen, dining, and living space. The kitchen includes a gas upright oven and cooktop, dishwasher, and ample storage, while polished timber hardwood floors, split-system heating and cooling, and block-out blinds add everyday comfort.
The fully fenced rear yard is ideal for children or pets, complemented by a low-maintenance front yard and a handy garden shed.
Opportunities for improvement are abundant - renovate, extend, or rebuild (STCA) to maximise this prime location and unlock strong rental or resale returns.
Just 150 metres from Thompson Avenue and 550 metres from the beach, the property also offers easy access to all of Phillip Island's iconic attractions including the Penguin Parade, The Nobbies, wineries, the Grand Prix Circuit, and world-class surf beaches - all within a 15-minute drive.
Affordable entry into central Cowes with exceptional investment credentials, this is a rare chance to secure land and lifestyle in a position that will always be in demand.
*Photo ID is required at all Open for Inspections.
The property is proudly presented for sale by Ray White Real Estate Phillip Island.
The size of Cowes is approximately 20.7 square kilometres. There are 20 parks, covering nearly 6.7% of the total area. The population of Cowes in 2016 was 4839 people. By 2021 the population was 6593 showing a population growth of 36.2% in the area during that time. The predominant age group in Cowes is 60-69 years. Households in Cowes are primarily childless couples and are likely to be repaying $1400 - $1799 per month on mortgage repayments. In general, people in Cowes work in a trades occupation.In 2021, 68.40% of the homes in Cowes were owner-occupied compared with 65.40% in 2016.
Cowes has 8,451 properties. Over the last 5 years, Houses in Cowes have seen a 3.48% increase in median value, while Units have seen a 9.60% increase. As at 30 June 2026:
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