406 Settlement Road, Cowes, VIC 3922 | Property Value & History | OnTheHouse
 
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406 Settlement Road
Cowes VIC 3922

Bedrooms: 3
Bathrooms: 3
Car spaces: 2
Floor area: 220m2
Land area: 470m2
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Last updated 2 Feb 2026
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Property Details for 406 Settlement Rd, Cowes

406 Settlement Rd, Cowes is a 3 bedroom, 3 bathroom House with 2 parking spaces and was built in 2018. The property has a land size of 470m2 and floor size of 220m2. While the property is not currently for sale or for rent, it was last transferred in March 2015.

Building Type
House
Year Built
2018
Floor Size
220m2
Land Size
470m2
Local Government
Bass Coast
Lot/Plan
3/PS622644

Last Listing description (January 2026)

Located only a short distance to central Cowes, cafes/restaurants, primary schools and North facing beaches is this spacious and beautifully appointed double storey home. Ideal for those looking to find their forever home, expand their investment portfolio or simply to enjoy on the weekends.

Be welcomed into a spacious entry with high ceilings which sets the tone throughout the home. The ground level features the expansive open-plan kitchen, dining and living area which flows out to a fabulous entertainment area, first master suite boasting an ensuite and walk-in robe alongside a powder room. The kitchen is equipped with stainless steel appliances including the 600mm induction cooktop and electric oven, dishwasher, stone benchtops and soft closing drawers.

The upper level takes luxury to new heights with a second master suite, complete with an opulent ensuite, a spacious walk-in robe and a private balcony. Another additional robed bedroom with access to a balcony, family bathroom and a second living area provide ample space for family or visitors.

Additional features include five reverse cycle split systems, tiles, carpet and spotted gum flooring throughout, LED lights, ducted vacuum, double glazed windows, sheer and block out blinds and security cameras.

An exposed aggregate driveway, detached double garage and secure electric gates offer great street appeal and enhanced peace of mind with added privacy and security.

This extraordinary property offers a rare chance to secure a sophisticated retreat in one of Phillip Island's most sought-after locations.

Photo ID required at all Open For Inspections.

This property for sale in Cowes, is proudly presented to you by Ray White Real Estate Phillip Island.

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Property History for 406 Settlement Rd, Cowes, VIC 3922

A timeline of how this property has performed in the market
Last Transferred
16 Mar 2015
Listed for Rent
20 Jun 2025
  • 06 Nov 2025
    Listed for Rent $580 / week
  • 21 Jul 2025
    Listed for Sale $830,000
  • 27 May 2025
    Listed for Rent $580 / week
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About Cowes 3922

The size of Cowes is approximately 20.7 square kilometres. It has 20 parks covering nearly 6.7% of total area. The population of Cowes in 2016 was 4839 people. By 2021 the population was 6593 showing a population growth of 36.2% in the area during that time. The predominant age group in Cowes is 60-69 years. Households in Cowes are primarily childless couples and are likely to be repaying $1400 - $1799 per month on mortgage repayments. In general, people in Cowes work in a trades occupation.In 2021, 68.40% of the homes in Cowes were owner-occupied compared with 65.40% in 2016.

Cowes has 8,445 properties. Over the last 5 years, Houses in Cowes have seen a 19.53% increase in median value, while Units have seen a 32.84% increase. As at 31 January 2026:

  • The median value for Houses in Cowes is $725,655 while the median value for Units is $540,495.
  • Houses have a median rent of $490 while Units have a median rent of $430.
There are currently 97 properties listed for sale, and 21 properties listed for rent in Cowes on OnTheHouse. According to Cotality's data, 289 properties were sold in the past 12 months in Cowes.

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Cotality Copyright and Legal Disclaimers about Property Data

© Copyright 2026. RP Data Pty Ltd trading as Cotality (Cotality). All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials is permitted. The information is deemed reliable but not guaranteed.

Disclaimer
The Cotality Data provided in this publication is of a general nature and should not be construed as specific advice or relied upon in lieu of appropriate professional advice.

While Cotality uses commercially reasonable efforts to ensure the Cotality Data is current, Cotality does not warrant the accuracy, currency or completeness of the Cotality Data and to the full extent permitted by law excludes all loss or damage howsoever arising (including through negligence) in connection with the Cotality Data.

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