20 Chapel St, Cowes is a 3 bedroom, 2 bathroom House with 1 parking spaces. The property has a land size of 311m2. While the property is not currently for sale or for rent, it was last sold in November 2025. There are other 3 bedroom House sold in Cowes in the last 12 months.
Perfectly positioned in one of Cowes most tightly held streets, this immaculate double-storey home captures the essence of low-maintenance coastal living.
Set on a corner allotment just a short stroll to the north-facing Cowes beach, Cowes Recreation Reserve and the vibrant Thompson Avenue precinct, this property offers an enviable lifestyle of comfort and convenience.
Filled with natural light and thoughtfully designed, the home features a versatile floor plan suited to permanent living or an idyllic holiday retreat.
Key features include:
• Three generous bedrooms – Master suite upstairs with ensuite, large walk-in robe, private balcony and parents' retreat/additional living area
• Two spacious living zones offering flexibility for family and guests
• Functional kitchen and dining area with open-plan design
• Family bathroom, powder room and clever understairs laundry
• Private paved courtyard – perfect for entertaining and summer barbeques
Additional features:
• Single drive-through garage with space for small boat, extra vehicles or jetski
• Low-maintenance gardens
• Split system heating and cooling both upstairs and downstairs
• Electric cooking and hot water
All the hard work has been done – simply move in, relax, and start enjoying the best of Phillip Island living.
Only 600m to Thompson Avenue's cafés, restaurants and boutique shopping, 150m to the Cowes Recreation Reserve, and just a few houses from the beach, this is the ultimate in position and lifestyle.
The size of Cowes is approximately 20.7 square kilometres. It has 20 parks covering nearly 6.7% of total area. The population of Cowes in 2016 was 4839 people. By 2021 the population was 6593 showing a population growth of 36.2% in the area during that time. The predominant age group in Cowes is 60-69 years. Households in Cowes are primarily childless couples and are likely to be repaying $1400 - $1799 per month on mortgage repayments. In general, people in Cowes work in a trades occupation.In 2021, 68.40% of the homes in Cowes were owner-occupied compared with 65.40% in 2016.
Cowes has 8,445 properties. Over the last 5 years, Houses in Cowes have seen a 6.99% increase in median value, while Units have seen a 15.45% increase. As at 30 April 2026:
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