10/55-57 Chapel St, Cowes is a 3 bedroom, 2 bathroom Unit with 2 parking spaces and was built in 2005. The property has a land size of 262m2 and floor size of 3m2.This Property is currently listed for sale with Ray White Phillip Island
Offers Closing 21/09/2026 at 5:00pm (unless sold prior)
It doesn't get much closer to the action, amenities and lifestyle of Cowes than this. Positioned within a well-located townhouse complex at 10/55-57 Chapel Street, this spacious three-bedroom, two-bathroom residence delivers an enviable combination of convenience, comfort and low-maintenance living.
Whether you're searching for a permanent coastal base, an effortless holiday escape or a smart investment, this is a property that makes enjoying the Phillip Island lifestyle remarkably easy.
Step inside and you'll immediately appreciate the practical layout, with the ground floor offering a well-appointed, family-friendly kitchen featuring stone benchtops, ample storage and an open connection to the dining and living spaces. A central split system provides year-round comfort, while large windows draw in plenty of natural light.
The living area opens directly to the north-facing outdoor entertaining area, creating the perfect spot to enjoy your morning coffee, entertain friends or simply soak up the sunshine during the warmer months. With minimal upkeep required, weekends can be spent enjoying Cowes rather than maintaining a garden.
The ground floor is further complemented by bedroom one and a bathroom, while upstairs reveals two additional bedrooms and, importantly, a second living area. This versatile space provides an ideal retreat for children, guests or simply somewhere to unwind away from the main living zone. Opening onto its own balcony, it adds another dimension to the home's functionality and provides a lovely place to enjoy the fresh coastal air.
A secure double garage provides excellent convenience and storage, while the overall townhouse design makes this a genuine lock-up-and-leave property - simply close the door and head off knowing there's very little maintenance to worry about.
And when you're ready to enjoy everything on offer, the location speaks for itself. Cowes' vibrant town centre, cafes, restaurants, shops, beaches and foreshore are all just moments away, placing you right where you want to be for weekends, holidays and everyday living.
For those considering an investment, the combination of location, accommodation and easy-care living also presents an appealing opportunity for short-term holiday rental, allowing the property to work for you when you're not here enjoying it yourself.
Low-maintenance living doesn't get much better than this - a genuine Cowes lifestyle property in a location where you can leave the car behind and immerse yourself in everything Phillip Island has to offer.
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The property in Cowes is proudly for sale through Ray White Real Estate Phillip Island.
The size of Cowes is approximately 20.7 square kilometres. There are 20 parks, covering nearly 6.7% of the total area. The population of Cowes in 2016 was 4839 people. By 2021 the population was 6593 showing a population growth of 36.2% in the area during that time. The predominant age group in Cowes is 60-69 years. Households in Cowes are primarily childless couples and are likely to be repaying $1400 - $1799 per month on mortgage repayments. In general, people in Cowes work in a trades occupation.In 2021, 68.40% of the homes in Cowes were owner-occupied compared with 65.40% in 2016.
Cowes has 8,465 properties. Over the last 5 years, Houses in Cowes have seen a -5.10% decrease in median value, while Units have seen a -3.99% decrease. As at 31 August 2026:
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